Vice President

Overview

Responsibilities

• Analyzing, structuring, underwriting, and coordinating the closing of major and complex loans in compliance with the Bank's lending policies and procedures.
• Managing loans to ensure the credit risks are responsibly monitored and identified.
• Assisting in attaining established Bank, region, and branch goals through active participation in underwriting and closing desirable credits.
• Assuring compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
• Interfacing with clients in-person, over the phone and email in order to assess their credit needs and determine the best structure and items needed for analysis.
• Gathering and analyzing necessary information to present a financing request to senior management or Loan Committee for approval.
• Coordinating processing of approved loans; ensuring loans are processed according to agreement, customer needs and conform to Bank lending policies; obtaining sufficient information and/or documentation from customers.
• Assisting in solving problems relative to processing and servicing of loans within the Relationship Managers portfolio.
• Reinforcing superior customer service through own example along with appropriate follow-through with involved customers and employees.
• Handling various other underwriting, portfolio management and upkeep tasks and responsibilities related to new loan requests and/or the existing Relationship Managers portfolio.

Qualifications

• Intermediate to advanced knowledge of commercial credit and loan structuring, and pricing dynamics.
• Credit analyst training completed.
• Advanced speaking and writing communication skills.

About Company