Senior Credit Officer Structured Credit

Job Description

Overview

Senior Credit Officer Structured Credits & Commercial Real Estate - Director

Director

The Chief Risk Office has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture.

Deutsche Bank's Wealth Management (WM) business is one of the largest wealth managers worldwide. We offer our clients a broad range of traditional and alternative investment solutions, as well as comprehensive advice on all aspects of Wealth Management.

Provide strong leadership, guidance, and mentorship to junior and senior team members, fostering their professional growth and expertise in commercial real estate fundamentals

Set clear objectives and strategic priorities for the team, ensuring alignment with departmental and bank-wide goals

Drive continuous improvement in team processes, analytics, and reporting capabilities

It is the Bank’s expectation that employees hired into this role will work in the New York office in accordance with the Bank’s hybrid working model.

Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights ; Employee Rights and Responsibilities under the Family and Medical Leave Act ; and Employee Polygraph Protection Act .

Responsibilities

Manage portfolio primarily comprising Structured credit transactions (incl. lending against private equity / illiquid shares / unsecured loans etc.) and Commercial Real Estate transactions
Review and approve transactions booked under the WM business in US and support the growth of WM’s lending book by managing the risk on a portfolio of WM counterparties in US.
Portfolio coverage includes large and complex structured loans (including lending against unlisted / unrated / illiquid securities) as well as regular Margin Lending, Commercial Real Estate deals etc
Interface directly with front office staff across the WM business division on credit approvals, credit requirements and relationship matters; liaise with clients (where required).
Work with the Lending team (1st line of defense) and Relationship Managers to manage risk and try to find an optimal solution especially on challenging asks.
Provide timely, transparent communication on the decision-making including risk analysis and approval conditions to the key stakeholders
Robustly monitor the portfolio and ensure pockets of risks within the portfolio are timely identified - be well aware of global, regional and local market events and their potential impact on the portfolio.
Ensure portfolio quality remains satisfactory, and any risk concentrations and risk limits do not exceed defined risk appetites and are compliant with risk policies and regulations
Work with both internal and external auditors to ensure that audits progress smoothly and that any issues raised are resolved promptly and support any ad hoc projects assigned on a regional or global level

Preferred Qualifications

Familiar with legal documentation and risk issues including credit mitigating features.
Strong communication skills (both written and verbal skills) with an ability to write concise reports
Have an open mindset and respects challenging views from different stakeholders
Possesses analytical skills and an independent decision-maker with ability to support or defend conclusions
Team oriented, flexible, diligent, self-motivated and willing to lead and train junior teammates
Ability to work effectively with wide range of cultures / personal styles and to establish strong partnership with front office staff
Ability to work under pressure and deadlines as well as working with front-office staff in amicable manner
Educational qualification (preferable): Bachelor’s or Master’s degree in Engineering, Mathematics, Economics, Statistics, Finance, MBA

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About Company

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