Portfolio Analyst 1

Job Description

Overview

Axos Bank

Eligible for an Annual Discretionary Cash Bonus Target: 5%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 5% These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

The Portfolio Analyst will support Credit & Portfolio Management by working with commercial borrowers and the portfolio management team to monitor loans. The role involves day-to-day duties such as financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files.

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

Responsibilities

The Portfolio Analyst will support in managing the loan portfolio within the Real Estate Lender Finance Group
The role involves day-to-day duties such as financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files
Day-to-day duties will involve monitoring individual credits by way of financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files
Author credit memoranda for presentation to management to process loan upsizes, credit amendments, and update loan risk ratings
Play a lead role in implementing process improvements, authoring procedures, and writing job aids that document the day-to-day responsibilities of Portfolio Analysts
Analyst must understand the credit culture and risk tolerance as outlined by senior management and the Board and help mitigate potential threats against the safety and soundness of the loan portfolio
Analyst must have ability to manage multiple workflows and adapt to changing demands to meet business objectives
While performing the duties of this position, the employee is required to sit for extended periods of time

Preferred Qualifications

Bachelor’s degree in Finance, Accounting or related field
1+ year’s experience in underwriting, structuring, or portfolio management of commercial real estate transactions
Strong organizational skills and ability to work in client relations and process improvement
Strong business writing ability
Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

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