Originates mortgage loans in an assigned metropolitan territory.
Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval.
Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources.
Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
Qualifications
High school diploma or equivalent
Typically at least one year of mortgage, sales, real estate, or banking experience
Ability to travel
Preferred Qualifications
Well-developed sales ability
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Ability to work independently
Ability to analyze financial information
Established referral base within assigned market preferred
2 years of mortgage loan origination experience with proven results
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