Executive Director Head of Structuring

Job Description

Responsibilities

Lead the structuring function across a diverse portfolio of commercial real estate financing transactions.
Provide independent risk assessment and challenge of proposed lending structures, transaction terms, and portfolio exposures.
Partner closely with Origination, Underwriting, Capital Markets, Legal, Finance, and Risk Control teams throughout the transaction lifecycle.
Oversee the evaluation of complex financing structures, including bridge loans, warehouse facilities, construction financing, securitized products, and other structured real estate transactions.
Ensure transactions are aligned with the firm's risk appetite, policies, regulatory requirements, and governance standards.
Identify emerging portfolio, market, and credit risks and provide recommendations to senior management.
Drive consistency, transparency, and discipline across structuring and approval processes.
Represent REF Risk Management in internal governance forums, credit committees, and senior stakeholder discussions.
Lead, coach, and develop a high-performing team while fostering a strong risk culture and continuous improvement mindset.

Qualifications

Extensive experience in commercial real estate finance, structured lending, credit risk management, or real estate capital markets.
Strong knowledge of commercial real estate underwriting, loan structuring, securitization, portfolio management, and credit approval processes.
Demonstrated leadership experience managing teams and driving strategic initiatives.
Ability to analyze complex transactions and communicate risk considerations clearly to senior stakeholders.
Strong understanding of risk governance frameworks, regulatory requirements, and control environments.
Excellent quantitative, analytical, and problem-solving skills.
Proven ability to build effective partnerships across business and control functions.
Exceptional written and verbal communication skills.
Bachelor's degree required; advanced degree or professional certification preferred.

Preferred Qualifications

Curious to explore how AI can improve how we build, deliver, and optimize workflows.
Sound judgment – validating outputs and aligning with policies, risk standards, and ethical use.

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About Company

UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.